Equity Investments

Stocks: Buying shares of publicly listed companies on stock exchanges.

Mutual Funds: Investing in a diversified portfolio of stocks managed by professional fund managers.

Fixed Income Investments

Fixed Deposits: Investing a lump sum amount for a fixed tenure with a predetermined interest rate.

Government Bonds: Buying bonds issued by the government, considered relatively low-risk.

Real Estate

Residential Property: Investing in apartments, houses, or land for residential purposes

Commercial Property: Investing in office spaces, retail outlets, or other commercial real estate.

Precious Metals

Gold: Buying physical gold, gold ETFs, or sovereign gold bonds.

Silver: Investing in physical silver or silver ETFs.

Public Provident Fund (PPF)

A long-term savings scheme with a lock-in period, offering tax benefits and a fixed interest rate.

National Pension System (NPS)

A pension scheme designed to enable systematic savings for retirement, combining equity, fixed deposits, corporate bonds, liquid funds, and government funds.

Savings Schemes

Post Office Monthly Income Scheme (POMIS): Providing fixed monthly income with a fixed interest rate.

Senior Citizens Savings Scheme (SCSS): Catering specifically to senior citizens, offering regular interest payments.

Bank Products

Savings Accounts: Providing a safe and easily accessible option with modest interest rates.

Recurring Deposits (RD): Regular monthly deposits with a fixed interest rate.

Mutual Funds

Debt Funds: Investing in fixed-income securities like bonds and treasury bills.

Hybrid Funds: Combining both equity and debt instruments for a balanced approach.

Derivatives

Futures and Options: Sophisticated financial instruments allowing investors to speculate on the future prices of assets.

Alternative Investments

Real Estate Investment Trusts (REITs): Investing in real estate projects through a trust structure.

Infrastructure Investment Trusts (InvITs): Similar to REITs but focused on infrastructure projects.

Systematic Investment Plans (SIP):

Investing a fixed amount regularly in mutual funds to benefit from rupee cost averaging and compounding.